After 12 months of on-time
payments, you can convert
your share-secured loan
into a $500 Line of Credit!

Get started today!

Share-Secured Loan

Building credit in today’s economy can be a challenge. If you’re looking to build your credit , our share-secured loan may be just the solution. Plus, you may be able to earn yourself a $500 Line of Credit.

  • Any adult member in good standing with Arrowhead will be approved
  • Gradually assists in improving your credit score
  • You determine your limit
  • Just deposit 110% of the credit line you want to establish into a special savings account
  • Arrowhead will report your regular on-time payments to the credit bureaus
  • After 12 months of on-time payments, we’ll convert your loan to a $500 Line of Credit
  • Minimum loan amount $500
  • Minimum loan payment $25
  • Maximum term 60 months
  • Interest rate is 5%APR or dividend rate + 3%, whichever is greater

Apply for a Loan


*APR=Annual Percentage Rate. Rate valid as of , Subject to change without notice. Payment example: a 60 month loan at 5% APR would have monthly payments of $18.87 per $1000 pledged. Funds will be held until payments are made and pledge balance decreases.

Arrowhead Credit Union © 2015 | P.O. Box 735 San Bernardino, CA 92402
Equal Housing Lender National Credit Union Administration
Federally insured by the National Credit Union Administration.
We do business in accordance with the Fair Housing Law.