Rates
| Personal Loans |
Auto | RV
| Boats |
| 1st
Mortgage & Home Equity Loans |
| Certificates | Premier
Savings | Share Savings | Special
Savings |
| Money Market Account
| Cash Management | Holiday Club
|
| Consumer Dividend Checking
| Business Dividend Checking |
Loan Rates |
Type of Loan |
APR |
Anytime Line of Credit |
11.74% |
Signature Loan |
13.75% |
Unsecured Line of Credit ($500 max. for first time borrower) |
17.74% |
Share Secured |
3.00% (3% above highest savings dividend rate/minimum 8.00%) |
Certificate Secured |
3.00% (3% above certificate rate / minimum 8.00%) |
Motorcycles (New) |
9.50% |
Motorcycles (Used) |
9.50% |
APR is the Annual Percentage Rate. Rates based on approved credit. These are our best rates.
Auto Loan Rates - Model Years
2008-2010 |
Purchase Price |
APR |
|
|
|
|
$5,000 or more (up to 60 months) |
6.49% |
$25,000 or more (up to 72 months) |
6.99% |
First time auto buyer (up to 60 months) |
13.74% |
Hybrid vehicle loans receive a discount of .50% APR
on model years 2008-2010. |
Auto Loan Rates - Model Years
2003-2007 |
Retail Blue Book |
APR |
|
|
|
|
$5,000 or more (up to 48 months) |
7.24% |
$10,000 or more (up to 60 months) |
6.99% |
$25,000 or more (up to 72 months) |
7.49% |
First time auto buyer (up to 60 months) |
14.74% |
Hybrid Auto Loan Discount |
Arrowhead Credit Union offers a discount of .50% APR
on model years 2008-2010. |
APR is the Annual Percentage Rate.
These are our best rates and fees. Your rate and fee will be
determined by your credit history and ability to repay. A loan documentation
fee of $70 may apply. This is not a complete disclosure. See a branch representative
for details.
Recreational Vehicle Loan Rates
- Model Years 2008-2009 |
Purchase Price |
APR |
$5,000 - $10,000 (up to 60 months) |
14.99% |
$10,001 - $25,000 (up to 96 months) |
9.75% |
$25,000 - $50,000 (up to 120 months) |
9.50% |
$50,001 - $150,000 (up to 180 months) |
9.50% |
Recreational Vehicle Loan Rates - Model Years 2004-2007 |
Purchase Price |
APR |
$5,000 - $10,000 (up to 60 months) |
15.74% |
$10,001 - $25,000 (up to 96 months) |
10.25% |
$25,001 - $50,000 (up to 120 months) |
10.00% |
$50,001 - $100,000 (up to 180 months) |
10.00% |
Boat Loan Rates - Model Years
2005-2010 |
Purchase Price |
APR |
$5,000 - 10,000 (up to 60 months) |
12.75% |
$10,001 - 20,000 (up to 96 months) |
10.25% |
$20,001 - 50,000 (up to 120 months) |
10.00% |
$50,001 - 100,000 (up to 180 months) |
9.75% |
$100,001 or more (up to 180 months) |
9.50% |
| Certificate Rates |
Minimum Deposit |
$100,000 + | $50,000.00 to $99,999.99 | $25,000.00 to $49,999.99 | $10,000.00 to $24,999.99 | $1,000.00 to $9,999.99 |
3 Month |
0.55% / 0.55%* | 0.50% / 0.50%* | 0.50% / 0.50%* | 0.50% / 0.50%* | 0.40% / 0.40%* |
6 Month |
0.70% / 0.70%* | 0.65% / 0.65%* | 0.65% / 0.65%* | 0.65% / 0.65%* | 0.55% / 0.55%* |
12 Month |
1.10% / 1.11%* | 1.05% / 1.06%* | 1.05% / 1.06%* | 1.05% / 1.06%* | 0.95% / 0.95%* |
18 Month |
1.35% / 1.36%* | 1.30% / 1.31%* | 1.30% / 1.31%* | 1.30% / 1.31%* | 1.20% / 1.21%* |
24 Month |
1.75% / 1.76%* | 1.70% / 1.71%* | 1.70% / 1.71%* | 1.70% / 1.71%* | 1.60% / 1.61%* |
36 Month |
2.10% / 2.12%* | 2.05% / 2.07%* | 2.05% / 2.07%* | 2.05% / 2.07%* | 1.95% / 1.97%* |
48 Month |
2.40% / 2.43%* | 2.35% / 2.38%* | 2.35% / 2.38%* | 2.35% / 2.38%* | 2.25% / 2.27%* |
60 Month |
2.60% / 2.63%* | 2.55% / 2.58%* | 2.55% / 2.58%* | 2.55% / 2.58%* | 2.45% / 2.48%* |
*APY is Annual Percentage Yield. Rates quoted above are effective as of November 17, 2009. All rates subject to change without notice. Fees may affect earnings.
Dividend rates appear first. New certificate rates are normally available every Tuesday. All certificates subject to penalty for early withdrawal. For all terms and conditions, please see branch representative.
Premier Savings Account |
Minimum Average Daily Balance |
APY* |
Dividend Rate |
$100,000.00 + |
0.90% |
0.90% |
$25,000.00 - $99,999.99 |
0.70% |
0.70% |
$0.00 - $24,999.99 |
0.35% |
0.35% |
*APY is Annual Percentage Yield. Limited time offer. Offer subject
to change without notice. APY dividend is a prospective rate.
Money Market Account Rates |
Rate Tiers |
APY* |
Dividends |
Dividend paid when average daily balance for the month is: |
$15,000 + |
0.70% |
0.70% |
$5,000 - $14,999.99 |
0.50% |
0.50% |
$2,500 - $4,999.99 |
0.35% |
0.35% |
$0 - $2,499.90 |
0.00% |
0.00% |
*APY is Annual Percentage Yield. Limited time offer. APY dividend
is a prospective rate.
Cash Management Account Rates |
Minimum Average Daily Balance |
APY |
Dividend Rate |
$50,000 and above |
0.50% |
0.50% |
$20,000 - $49,999.99 |
0.45% |
0.45% |
$10,000 - $19,999.99 |
0.40% |
0.40% |
$2,500 - $9,999.99 |
0.35% |
0.35% |
$0.00 - $2,499.99 |
0.00% |
0.00% |
Fees may affect earnings.
Share Savings Rates |
Minimum Average Daily Balance |
APY |
Dividend Rate |
$0 - $99.99 |
0.00% |
0.00% |
$100.00 - $999.99 |
0.15% |
0.15% |
$1,000.00 - $1,999.99 |
0.20% |
0.20% |
$2,000.00 - $4,999.99 |
0.30% |
0.30% |
$5,000.00 + |
0.35% |
0.35% |
All rates subject to change without notice. APY is the prospective Annual Percentage Yield for the current month. Fees may affect earnings.
Special Savings |
Minimum Average Daily Balance |
APY |
Dividend Rate |
No minimum balance required |
0.20% |
0.20% |
All rates subject to change without notice. APY is the prospective Annual Percentage Yield for the current month. Fees may affect earnings.
Holiday Club |
Minimum Average Daily Balance |
APY |
Dividend Rate |
No minimum balance required |
0.20% |
0.20% |
All rates subject to change without notice. APY is the prospective Annual Percentage Yield for the current month. Fees may affect earnings.
Consumer Dividend Checking |
Minimum Average Daily Balance |
APY |
Dividend Rate |
$25,000 + |
0.40% |
0.40% |
$2,500.00 - $24,999.99 |
0.15% |
0.15% |
$0.00 - $2,499.99 |
0.00% |
0.00% |
Fees may affect earnings.
Business Dividend Checking |
Dividend paid when average daily balance for the month is: |
APY* |
Dividends |
$100,000.00 + |
0.50% |
0.50% |
$25,000.00 - $99,999.99 |
0.25% |
0.25% |
$0.00 - $24,999.99 |
0.00% |
0.00% |
All rates subject to change without notice. APY is the prospective Annual Percentage Yield for the current month. Fees may affect earnings.
|