Auto Loan FAQs

Is there a minimum value for collateral?

Yes, collateral must be at least $5,000.
 

What are the available terms?

Terms from 24 months to 84 months (no penalty for early payoff).
 

Does the vehicle need to be insured?

Yes, the vehicle must be fully insured while Arrowhead CU is listed as the lienholder.
 

How do I receive a low auto loan rate?

Rates are based on your individual credit history and include all available discounts. If you set up an automatic payment from an Arrowhead account you can receive a .25% discount.

Is there a limit on how old the car can be for a used vehicle?

In most cases the car must be 7 years old or newer. However we will make exceptions for some vehicles older than 7 years old. Please inquire with our lending department for more information by calling (800) 743-7228.

Do you offer GAP or MBP?

Yes, click here to learn more.

APR=Annual Percentage Rate. Best rate includes all available discounts including a .25% discount for automatic payment from an Arrowhead account. Rates valid as of . Subject to change without notice. Rates may vary based on individual's credit history and underwriting factors. Used rate applies to vehicles 7 years old or newer. Payment example: a 60 month loan at 2.49% APR would have monthly payments of $17.75 per $1,000 borrowed. For 72 month term, add .50% APR.