| Share Certificates | ||
| Effective Date: January 27, 2020 | ||
| Term | APY* | Minimum Deposit |
| 6† Month | 0.25% | $1,000 - $99,999 |
| 6† Month | 0.30% | $100,000 |
| 12 Month | 0.30% | $1,000 - $99,999 |
| 12 Month | 0.35% | $100,000 |
| 24 Month | 0.45% | $1,000 - $99,999 |
| 24 Month | 0.50% | $100,000 |
| 36 Month | 0.60% | $1,000 - $99,999 |
| 36 Month | 0.65% | $100,000 |
| 48 Month | 0.95% | $1,000 - $99,999 |
| 48 Month | 1.00% | $100,000 |
| 60 Month | 1.30% | $1,000 - $99,999 |
| 60 Month | 1.35% | $100,000 |
| IRA Certificates | ||
| Effective Date: January 27, 2020 | ||
| Term | APY* | Minimum Deposit |
| 12 Months | .35% | $1,000 - $99,999 |
| 12 Months | .40% | $100,000 |
| 24 Months | .50% | $1,000 - $99,999 |
| 24 Months | .55% | $100,000 |
| 36 Months | .65% | $1,000 - $99,999 |
| 36 Months | .70% | $100,000 |
| 48 Months | 1.00% | $1,000 - $99,999 |
| 48 Months | 1.05% | $100,000 |
| 60 Months | 1.35% | $1,000 - $99,999 |
| 60 Months | 1.40% | $100,000 |
| Arrowhead Savings | |
| Effective Date: January 27, 2020 | |
| Minimum to open is $25. Dividend paid when average daily balance for the month is: | |
| Avg. Daily Bal | APY* |
| $0.00 - $99.99 | 0.00% |
| $100 - $999.99 | 0.05% |
| $1,000 - $1,999.99 | 0.05% |
| $2,000 - $4,999.99 | 0.10% |
| $5,000 and above | 0.15% |
| Consumer Dividend Checking | |
| Effective Date: January 27, 2020 | |
| Minimum to open is $100. Dividend paid when average daily balance for the month is: | |
| Avg. Daily Bal | APY* |
| $0.00 - $2,499.99 | 0.00% |
| $2,500 - $24,999.99 | 0.03% |
| $25,000 and above | 0.08% |
| Money Market | |
| Effective Date: January 27, 2020 | |
| Minimum to open is $2,500. Dividend paid when average daily balance for the month is: | |
| Avg. Daily Bal | APY* |
| $0.00 - $24,999.99 | 0.15% |
| $25,000 - $99,999.99 | 0.25% |
| $100,000 and above | 0.30% |
| Special Savings | |
| Effective Date: January 27, 2020 | |
| Avg. Daily Bal | APY* |
| $0.01 and above | 0.05% |
| Holiday Club | |
| Effective Date: January 27, 2020 | |
| Minimum to open is $10. Dividend paid when average daily balance for the month is: | |
| Avg. Daily Bal | APY* |
| $0.01 and above | 0.05% |
| Club Rocky Savings | |
| Effective Date: January 27, 2020 | |
| Minimum to open is $25. Dividend paid when average daily balance for the month is: | |
| Avg. Daily Bal | APY* |
| $0.00 - $99.99 | 0.00% |
| $100 - $999.99 | 0.05% |
| $1,000 - $1,999.99 | 0.05% |
| $2,000 - $4,999.99 | 0.10% |
| $5,000 and above | 0.15% |
| IRA (Traditional or Roth) | |
| Effective Date: January 27, 2020 | |
| Dividend paid when average daily balance for the month is: | |
| Avg. Daily Bal | APY* |
| $100 and above | 0.35% |
| Retirement Builder | |
| Effective Date: Monday, January 27th, 2020 | |
| $10 minimum balance to maintain. Product no longer available for new accounts. | |
| Avg. Daily Bal | APY* |
| $10 - $1,500 | 0.25% |
*APY=Annual Percentage Yields. Certificates subject to early withdrawal fee. $1,000 minimum deposit for IRA Certificate. Programs and rates are subject to change daily without notice. Terms and conditions available at a branch. Early withdrawal fees apply. IRA Certificates not available for business accounts.
**Fees may reduce earnings.
†IRA (Traditional or Roth) not available for this term.