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You're Approved!

Always Happy to Lend a Ride.

We can help you get into that car you've been thinking about. Get in. Get moving.

automobile loans and financing
You're Approved
Fund Your Loan
Fund Your Loan
What Next
Refi Your Car
Buy a Car
FAQ & Links

What Next

Congratulations, You're Approved!

Here's what to do next:

  • Give us a call at (800) 743-7228. We'll get the ball rolling to get your loan funded.

  • If you're looking to buy a car over the weekend or on a holiday, just let the dealer know you have financing through your credit union. They'll run your credit (as a security measure), and let you drive off the lot that day. Contact us when we open, and we'll get everything funded from there.

  • Sign your loan documents online. We'll provide you the funds to take to the dealer, so you can drive away in your new car!

  • If you're looking to refinance from another lender, just let us know and we'll walk you through every step and ensure it is a hassle-free process.1

Same-Day Financing with ArrowCheck

Being pre-approved will help you focus on getting the best price at the dealership and with ArrowCheck, you can write a check on the spot (up to your pre-approved limit). Call (800) 743-7228 to get your ArrowCheck. Restrictions may apply.

Refi Your Car

Interested in Refinancing?

Auto Refinance Eligibility:
To qualify, your car must be:

  • Financed at another institution
  • 7 years old or newer
  • Under 150,000 miles

There are no application fees, origination fees, or prepayment penalties on your new auto loan. Get started today! Just give us a call at (800) 743-7228.

Buy a Car

Easy Does it Dealership Logo

Find a Dealership
Get great Arrowhead rates and financing right at the dealership! Simply visit any of our participating dealerships, tell them you're an Arrowhead member, and enjoy one-stop shopping. It's that easy!

SEE DEALERS

Enterprise Logo

Save .50% with Enterprise Car Sales
Enjoy haggle-free pricing and added benefits when you buy a used car with Enterprise Car Sales. Receive an additional .50% APR off your pre-approved Arrowhead auto loan rate.2

shop enterprise

Autoland Logo

Buy with Autoland
Skip the dealership and let Autoland's car buying service do all the legwork for you. They can help you find the exact car you're looking for, and help you trade in your existing car.3

SHOP autoland

AutoSmart Logo

Online Shopping Tool
AutoSMART is a powerful online car shopping website, designed just for Arrowhead members. You're already pre-approved, now you can find the car you want, then head on over to your favorite dealer. 

Get started

Easy Does it Dealership Logo

Find a Dealership

Get great Arrowhead rates and financing right at the dealership! Simply visit any of our participating dealerships, tell them you're an Arrowhead member, and enjoy one-stop shopping. It's that easy!

SEE DEALERS

Enterprise Logo

Save .50% with Enterprise Car Sales

Enjoy haggle-free pricing and added benefits when you buy a used car with Enterprise Car Sales. Receive an additional .50% APR off your lowest qualifying Arrowhead auto loan rate.2

shop enterprise

Autoland Logo

Buy with Autoland
Skip the dealership and let Autoland's car buying service do all the legwork for you. They can help you find the exact car you're looking for, and help you trade in your existing car.3

SHOP autoland

AutoSmart Logo

Online Shopping Tool

AutoSMART is a powerful online car shopping website, designed just for Arrowhead members. You're already pre-approved, now you can find the car you want, then head on over to your favorite dealer. 

Get started

FAQ & Links

Does the vehicle need to be insured?

Yes, the vehicle must be fully insured while Arrowhead CU is listed as the lienholder.

Do you offer GAP or MMP?

Yes, click here to learn more.

Is there a limit on how old the car can be for a used vehicle?

In most cases the car must be 7 years old or newer. However we may make exceptions for some vehicles older than 7 years old. Please inquire with our lending team for more information by calling (800) 743-7228.

1 Offer valid on refinanced vehicles from another financial institution. Cannot be applied to a loan that is already funded at Arrowhead Credit Union.
2 APR=Annual Percentage Rate. To qualify for the .50% discount borrower must purchase with Enterprise and finance with Arrowhead. Cannot be applied to a loan that is already funded at Arrowhead Credit Union. Used vehicles were previously part of the Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other. Some restrictions may apply. The .50% discount valid through 4/30/2024 and subject to change without notice.

3 A fee of $80 is required when using Autoland services.

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