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Retirement Builder
Savings Account

Like under your mattress, but safer.

Want a better place to keep your money? Our savings account is a great choice. You work hard for your savings, be smart with it.

 

LARGE BED

Features

We can help you save for your retirement goal. With the Retirement Builder Savings, once you save $1,000, you can convert it into an IRA Certificate, and you'll be well on your way to building your retirement savings!

  • Open with as little as $10
  • No monthly fee
  • Earn .25% APY* on balances up to $1,500
  • Direct Deposit is available for all or just a portion of your paycheck
  • One free withdrawal per year
  • No IRA forms to fill out
  • Enjoy the convenience of 24/7 account access with our free mobile and online banking

*APY=Annual Percentage Yield. Rates valid as of . Rates subject to change at any time. Earn interest on any balance from $10-$1500.
**Fees may reduce earnings.

Calculator

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
**Fees may reduce earnings.

Rates & Fees

Retirement Builder Savings
Effective Date: May 22, 2017
Avg. Daily BalAPY*
$10 - $1,500 0.25%

Retirement Builder Savings Fees
Effective Date: May 22, 2017
Fee**
Monthly Fee $0
Withdrawals One withdrawal/year, $10 each thereafter

*APY=Annual Percentage Yields. Minimum $10 balance to maintain this account.
**Fees may reduce earnings. 
Terms and conditions available at a branch.

FAQ & Links

Do I receive any tax breaks?

No, because this is not an IRA account.

When can I convert this account to an IRA Certificate?

Once you have $1,000 we will send you a letter to remind you that you have enough to open your IRA Certificate.

Am I able to set up direct deposit?

Yes, and it's a great idea! With Direct Deposit, you can set up an automatic payroll deposit for all or just a portion of your paycheck directly into your Retirement Builder account.

How can I make a withdrawal?

Withdrawals can be made at your local branch or by calling (800) 743-7228.

What is the difference between the Retirement Builder Savings account and the Arrowhead Savings account?

With the Retirement Builder Savings account, we help you save for your retirement goal by only allowing one withdrawal per year. After that there is a $10/withdrawal fee, to help deter you from using the account in order to save for your upcoming retirement. The Arrowhead Savings account allows up to 6 withdrawals per month (Regulation-D).

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