| Share Certificates |
| Effective Date: May 21, 2013 |
| Open an Account |
| Term | APY* | Minimum Deposit |
| 6† Month |
0.25% |
$1,000 - $99,999 |
| 6† Month |
0.30% |
$100,000 |
| 12 Month |
0.30% |
$1,000 - $99,999 |
| 12 Month |
0.35% |
$100,000 |
| 24 Month |
0.45% |
$1,000 - $99,999 |
| 24 Month |
0.50% |
$100,000 |
| 36 Month |
0.60% |
$1,000 - $99,999 |
| 36 Month |
0.65% |
$100,000 |
| 48 Month |
0.95% |
$1,000 - $99,999 |
| 48 Month |
1.00% |
$100,000 |
| 60 Month |
1.30% |
$1,000 - $99,999 |
| 60 Month |
1.35% |
$100,000 |
| IRA Certificates |
| Effective Date: May 21, 2013 |
| Term | APY* | Minimum Deposit |
| 12 Months |
.35% |
$1,000 - $100,000 |
| 24 Months |
.50% |
$1,000 - $100,000 |
| 36 Months |
.65% |
$1,000 - $100,000 |
| 48 Months |
1.00% |
$1,000 - $100,000 |
| 60 Months |
1.35% |
$1,000 - $100,000 |
| Arrowhead Savings |
| Effective Date: May 21, 2013 |
Open an Account
Dividend paid when average daily balance for the month is: |
| Avg. Daily Bal | APY* |
| $0.00 - $99.99 |
0.00% |
| $100 - $999.99 |
0.05% |
| $1,000 - $1,999.99 |
0.05% |
| $2,000 - $4,999.99 |
0.10% |
| $5,000 and above |
0.15% |
| Consumer Dividend Checking |
| Effective Date: May 21, 2013 |
Open an Account
Dividend paid when average daily balance for the month is: |
| Avg. Daily Bal | APY* |
| $0.00 - $2,499.99 |
0.00% |
| $2,500 - $24,999.99 |
0.03% |
| $25,000 and above |
0.08% |
| Money Market |
| Effective Date: May 21, 2013 |
Open an Account
Dividend paid when average daily balance for the month is: |
| Avg. Daily Bal | APY* |
| $0.00 - $24,999.99 |
0.15% |
| $25,000 - $99,999.99 |
0.25% |
| $100,000 and above |
0.30% |
| Holiday Club |
| Effective Date: May 21, 2013 |
| Open an Account |
| Avg. Daily Bal | APY* |
| $0.01 and above |
0.05% |
| Club Rocky Savings |
| Effective Date: May 21, 2013 |
Open an Account
Dividend paid when average daily balance for the month is: |
| Avg. Daily Bal | APY* |
| $0.00 - $99.99 |
0.00% |
| $100 - $999.99 |
0.05% |
| $1,000 - $1,999.99 |
0.05% |
| $2,000 - $4,999.99 |
0.10% |
| $5,000 and above |
0.15% |
| IRA (Traditional or Roth) |
| Effective Date: May 21, 2013 |
| Dividend paid when average daily balance for the month is: |
| Avg. Daily Bal | APY* |
| $100 and above |
0.35% |