Earn up to 4.25% APY with a special limited time Promo Share Certificate.1
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Our Highest Rate
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Lower Deposit
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Share Certificate Promotions
For a limited time, open a 4 or 5 month Promo Share Certificate with a special rate for the term.1 Visit a branch to open your Share Certificate.
A Share Certificate is a great way to save with high-yield earnings. We offer a variety of options for wherever you are at on your savings journey.
| Share Certificate | ||
| Effective Date: May 23, 2025 | ||
| Term | APY* | Minimum Deposit |
| 4 month Promo1 | 4.25% | $10,000 |
| 5 month Promo1 | 4.00% | $1,000 |
| 6 Month | 0.25% | $1,000 - $99,999 |
| 6 Month | 0.30% | $100,000 |
| Special 12 Month1 | 3.50% | $1,000 |
| 12 Month | 0.30% | $1,000 - $99,999 |
| 12 Month | 0.35% | $100,000 |
| 24 Month | 0.45% | $1,000 - $99,999 |
| 24 Month | 0.50% | $100,000 |
| 36 Month | 0.60% | $1,000 - $99,999 |
| 36 Month | 0.65% | $100,000 |
| 48 Month | 0.95% | $1,000 - $99,999 |
| 48 Month | 1.00% | $100,000 |
| 60 Month | 1.30% | $1,000 - $99,999 |
| 60 Month | 1.35% | $100,000 |
| Share Certificate Fees | |
| Fee | |
| Early withdrawal penalty | Equal to 90 or 180 days of dividends |
We offer flexible terms, from 6 months to 60 months. And, from time-to-time, we will run promotional certificates with irregular terms--so keep an eye out for those.
Yes, your funds are insured to at least $250,000.
We can work with you to help structure your accounts to make the most use of fund insurance.
Related Links
IRA Share Certificates
Arrowhead Savings
Money Market
Investments
1 APY = Annual Percentage Yield. Offer valid for limited time and subject to change. Minimum deposit for 4 Month Promo Share Certificate is $10,000. Minimum deposit for 5 Month Promo Share Certificate is $1,000. Minimum deposit for Special 12 Month Share Certificate is $1,000. Early withdrawal penalties and other restrictions may apply.
*APY= Annual Percentage Yield. Share Certificates subject to minimum deposits based on term and rate, and subject to early withdrawal penalties which may reduce earnings. Programs and rates are subject to change daily without notice. This is not a complete disclosure. Terms and conditions available at a branch.
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