Share Certificate & Rates | Arrowhead Credit Union

Promo Certificates

Our Highest Rate

5% APY
4-Month Share Certificate
$10,000 Minimum Deposit

Lower Deposit

4%APY
5-Month Share Certificate
$1,000 Minimum Deposit

Share Certificate Promotions
For a limited time, open a 4 or 5-month promo share certificate with a special rate for the term.¹ Visit a branch to open your certificate.

Features

A share certificate is a great way to save with high-yield earnings. We offer a variety of options for wherever you are at on your savings journey.

Earn dividends monthly
Highly competitive rates
No annual fee
Options to open with as little as $1,000
Flexible terms including 4, 5, 6, 12, 24, 36, 48, and 60 months
Federally insured to at least $250,000

Rates & Fees

Share Certificate
Effective Date: October 5, 2024
Term	APY*	Minimum Deposit
Promo 4-month¹	5.00%	$10,000
Promo 5-Month¹	4.00%	$1,000
6 Month	0.25%	$1,000 - $99,999
6 Month	0.30%	$100,000
Special 12-Month¹	3.50%	$1,000
12 Month	0.30%	$1,000 - $99,999
12 Month	0.35%	$100,000
24 Month	0.45%	$1,000 - $99,999
24 Month	0.50%	$100,000
36 Month	0.60%	$1,000 - $99,999
36 Month	0.65%	$100,000
48 Month	0.95%	$1,000 - $99,999
48 Month	1.00%	$100,000
60 Month	1.30%	$1,000 - $99,999
60 Month	1.35%	$100,000

Share Certificate Fees
	Fee
Early withdrawal penalty	Equal to 90 or 180 days of dividends

FAQ & Links

What terms do you have to choose from?

We offer flexible terms, from 6 months to 60 months. And, from time-to-time, we will run promotional certificates with irregular terms--so keep an eye out for those.

Are my funds safe in a Share Certificate?

Yes, your funds are insured to at least $250,000.

What if I have more than $250,000 that I want to have insured?

We can work with you to help structure your accounts to make the most use of fund insurance.

1 APY = Annual Percentage Yield. Offer valid for limited time and subject to change. Minimum deposit for Promo 4 Month Certificate is $10,000. Minimum deposit for Promo 5 Month Certificate is $1,000. Early withdrawal penalties and other restrictions may apply.
*Annual Percentage Yields (APY). Certificates subject to early withdrawal fee. Programs and rates are subject to change daily without notice. This is not a complete disclosure. Terms and conditions available at a branch.

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Share Certificates

Lock it down and let it grow.

Promo Certificates

Features

Rates & Fees

FAQ & Links