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Like under your mattress, but safer.

You work hard for your savings, be smart with it.  Our savings account is a great choice.

Rates & Fees
FAQ & Links


  • Open with as little as $25
  • Earn dividends monthly on an average daily balance of $100 or more
  • No monthly fee with:
    • Monthly electronic transfer of $25+ OR
    • Average daily balance of $300+ OR
    • Member is 17 years or younger, or 60 years and above
  • Otherwise, a low monthly fee of only $3
  • First 3 months fee waived
  • Maintain a minimum balance of only $5
  • Use as overdraft protection for your checking account
  • Free PIN-only ATM card that can be instantly issued in a branch
  • Free access to 30,000 ATMs
  • 24/7 Account access through our free mobile and online banking
  • Direct Deposit available


The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
**Fees may reduce earnings.


Rates & Fees

Arrowhead Savings
Effective Date: November 15, 2019
Minimum to open is $25.
Dividend paid when average daily balance for the month is:
Avg. Daily BalAPY*
$0.00 - $99.99 0.00%
$100 - $999.99 0.05%
$1,000 - $1,999.99 0.05%
$2,000 - $4,999.99 0.10%
$5,000 and above 0.15%

Arrowhead Savings Fees
Monthly Fee No fee with avg. daily balance of $300+ OR electronic deposit of $25+/ month OR if member is age 17 and under or age 60 and above, otherwise $3/month
Notary Fee $10/signature
Levies $30 each
Verification of Deposit $5
Money Order $3
Cashier's Check (payable to third party) $5

* APY=Annual Percentage Yields.
**Fees may reduce earnings. 

Terms and conditions available at a branch. Rates are subject to change without notice.
Refer to Schedule of Fees for more information.

FAQ & Links

Is there a limit to how many withdrawals I can make from my savings?

You are allowed unlimited withdrawals in a branch or at an ATM.
There is a limit of 6 withdrawals (by phone and online) per month by federal Regulation D.

What is Regulation D?

Regulation D limits the number of regulated transactions on savings accounts to a maximum of 6 per month.

What is a regulated transaction?

Pre-authorized payments to third parties.
Transfers made through the Call Center, e-Branch, or CU Hear from a savings account to another share account.
Automated transfers from a savings account to a checking account to cover overdrafts.

When will I receive an ATM card?

When you open your account in a branch, you will instantly be issued an ATM card.
When you open your account online, you will receive your ATM card in the mail within 7-10 business days.

Can I use my savings as overdraft protection?

Yes, you can link your savings as overdraft protection for your checking account.

Do you have payroll direct deposit distributions?

Yes, with direct deposit, you can set up an automatic payroll distributions into your savings account.

Related Links
Dividend Checking
Money Market


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