How do I apply?
Please call us at (800) 743-7228 or visit your favorite branch to apply for your Home Equity Loan.
How do I view my loan officers NMLSR #?
Click here to view the registry.
What is the maximum available term?
We offer terms up to 20 years.
How much equity am I able to pull out of my home?
You are able to pull a maximum of 85% of the equity you have in your home.
Is this open-ended?
No, the home equity loan is a one-time disbursement.
Will my monthly payment vary?
No, with the Home Equity loan your interest rate is fixed for the life of the loan and your monthly payments stay the same.
* Home equity loans and lines of credit require an appraisal. Terms and rate contingent upon home’s appraised value. We will loan up to 85% loan to value (LTV). Equity determined by the amount your home is worth minus the amount owed on the property. Example: home worth $100,000 multiply by 85% loan to value equal $85,000 minus $40,000 owed, equals $45,000 equity available. Property insurance is required. The Home Equity Loan is a fixed rate and closed-end term with no annual fee. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. Up to 20 years terms for home equity loans and lines of credit. Payment example: a 240 month loan at 8.50% APR would have monthly payments of $8.69 per $1,000 borrowed.