This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.

In addition to lower rates,
lower fees, and improved
service, Arrowhead Credit
Union members have access
to many exclusive discounts.

View Discounts

Arrowhead Share-Secured Visa FAQ

Is there a minimum loan amount?

Yes, the minimum deposit amount to open a Share-Secured Visa® is $300.
 

How much of my deposited funds am I able to borrow against?

You are able to use up to your entire deposited limit, as you need it.
 

Does the Share-Secured Visa® help me build my credit?

The Share-Secured Visa® is reported to credit bureaus. With regular, on-time payments, your credit could improve.


Are there any fees on my Arrowhead Share-Secured Visa?

There are no monthly or annual fees on your Arrowhead Share-Secured Visa. However, if your payments are not made on time, you may be subject to a late fee. Please refer to your Visa® account opening disclosure for additional details.

 
When does interest accrue?

Interest will not be charged on purchases, balance transfers and cash advances if you pay your entire balance by the due date each month. Refer to your account opening disclosure for additional details.

 

Is there a grace period from my due date?

You have 15 days after your due date to make your payment before a late fee is applied.

 

Why is my monthly payment not displaying online?

Your payment will display in the "payment" field on your balance page once your statement has been generated and your payment calculated.

Once your payment has been made, the payment will be removed until your next statement date. You will still be able to make additional payments and transfers using the transfer feature.

 

When will I start to see my FICO® Score on my statement?

Your FICO® Score may take up to two billing cycles to show up on your statement. From then on, you should see it on every statement. For more information visit www.arrowheadcu.org/FICO

 

Can I do a cash advance to my checking?

Yes, just transfer 'From' your credit card 'To' your desired share in online banking.

 

Can I conduct balance transfers?

Currently, balance transfers are done by convenience check. Contact us at (800)743-7228 or visit your branch to request convenience checks to pay off other loans using your Arrowhead Share Secured Visa.

 

Can I use my Arrowhead Share-Secured Visa as overdraft protection for my checking?

Yes, to set up overdraft protection, use the gear icon next to your checking share. You may also contact us at (800) 743-7228, or visit your local branch during normal business hours.

 

How do I report a lost/stolen card?

You can contact us at (800) 743-7228, or visit your local branch during normal business hours. For hours and locations, click here.

 

How do I get a replacement card?

You can contact us at (800) 743-7228, or visit your local branch during normal business hours. For hours and locations, click here.

 

Who can I contact if I have any questions regarding my Arrowhead Share-Secured Visa?

You can contact us at (800) 743-7228, or visit your local branch during normal business hours. For hours and locations, click here.

 

Arrowhead Credit Union © 2017 | P.O. Box 735 San Bernardino, CA 92402