Schedule of Fees
Fee Schedule Effective:
| Membership Fee | |
| Personal Membership Fee (Non-refundable) | $5 each |
| Membership Re-Open Fee (Within 90 days) | $10 each |
| Locator Fee (Address Correction) | $1/year |
| Dormant Account Fee (after 12 months inactive) | $2/month |
| Savings Account | |
| Maintenance Fee (Waived if average daily balance is $300 and above, or at least one automatic monthly transfer of $25 or more, or if member is age 17 and under or age 60 and above) |
$3/month |
| Holiday Club Account | |
| Withdrawals between November 1 and December 31 | Free |
| Withdrawals during first 7 days after the account is opened | Free |
| Withdrawals between January 1 and October 31 | $10 each |
| Special Occasion Savings Account | |
| Withdrawals (1 free per month) | $10 each |
| Money Market Account | |
| Maintenance Fee (Waived if average daily balance is $2,500 and above) |
$10/month |
| Checking Accounts | |
| Arrowhead Checking (Waived with eStatements) |
$5/month |
| Dividend Checking (Waived if average daily balance is $2,500 and above) |
$10/month |
| Photocopy of Check (2 free per statement period) | $2 each |
| Online Check Images | Free |
| Counter Checks | $2/set or $0.50 each |
| Non-Machine Readable Checks | $3 each |
| Access Account | |
| Maintenance Fee | $5/month |
| Stop Payment | |
| CU-Hear, e-Branch | $20 each |
| In Person, Mail, Phone | $26 each |
| Courtesy Pay/Non-Sufficient Funds (NSF)/and Uncollected Funds (UCF) Items | |
| Courtesy Pay / Non-Sufficient Funds (NSF) / and Uncollected Funds (UCF) Items | $31 each |
| If you don’t have enough money in your account or funds are on hold, we may return or courtesy pay items and charge the $31 fee. Items include Checks, Automated Clearing House (ACH), Priority Payment, Electronic Funds Transfers (EFT), Bill Payment, Automated Teller Machines (ATM), Point of Sale (POS), VISA Debit Card Transactions, and/or other electronic means. | |
| Fees for ATM, POS and VISA Debit Card items* only apply for: (a) members who have opted-in for Courtesy Pay (b) transactions that overdraw the account more than $5.00 *No limit to the number of fees charged in a day for other payment items | |
| Continuous Negative Balance Fee (When negative balance exceeds $5.00 for 15 consecutive calendar days) |
$20/occurrence |
| Automatic Transfers from Shares or Line of Credit | $3 each |
| Returned Items | |
| Returned Items | $10 each |
| Items include Checks, Automated Clearing House (ACH), Priority Payment, Electronic Funds Transfers (EFT), Bill Payments and/or other electronic means. Fee applies for any item returned as not payable regardless of the reason, maker, location or how the item was processed. | |
| Electronic Access Card | |
| Replacement of ATM Card | $5 each |
| Replacement of VISA Debit Card | $15 each |
| ATM Transactions at Arrowhead/CO-OP Locations* | |
| Withdrawals | Free |
| Deposits, Transfers, Balance Inquiries | Free |
| ATM Transactions at Non Arrowhead/Non CO-OP ATMs* | |
| Withdrawals | $3 each |
| Deposits, Transfers, Balance Inquiries | Free |
| Debit Card Signature Transactions | Free |
| Point of Sale (POS) Transactions* | Free |
| Empty Envelope Deposit | $26 each |
| Deposit Item Returned – Non Arrowhead ATMs | $20 each |
| Deposit Correction – Non Arrowhead ATMs | $5 each |
| Verification of ATM Transaction (Plus fee charged by ATM owner/operator) |
$3 each |
| VISA International Service Assessment (ISA) Fee | 1% of amount |
| *Additional fees may be charged by the owner/operator of the ATM or POS and will be disclosed at the time of transaction. | |
| Bill Payment | |
| Maintenance Fee (Unlimited Payments) | Free |
| Stop Payment Fee | $26 each |
| Photocopy of Bill Payment Checks | $2 each |
| Wire Transfers | |
| All Incoming Wires | Free |
| Domestic Outgoing | $30 each |
| International Outgoing | $45 each |
| International Tracer | $35 each |
| International Amendment | $25 each |
| Miscellaneous | |
| Cashier’s Check (Payable to third party) | $5 each |
| Photocopy of Cashier’s Check | $2 each |
| Lost, Stolen or Destroyed Cashier’s Check | $26 each |
| Money Order | $3 each |
| Loan Payments by Phone (Credit/Debit Card, ACH) | $10 each |
| Deposits by Phone (ACH) | $10 each |
| Deposit of Rolled Coin (10 rolls free) | $0.05/roll |
| Non-member Cashing Checks Drawn on Arrowhead Account | $5/check |
| Collection Items (Incoming or Outgoing) (Plus fee charged by third party) |
$15 each |
| Account History Print Out | $3/month |
| Photocopy of Statement | $5 each |
| Verification of Deposit | $5 each |
| Account Information Letter | $5 each |
| Immigration Letter | $25 each |
| Unclaimed Property Notification | $2 each |
| Response to Subpoenas (Plus any third party vendor fees) |
$20/Hr. ($20 min.)(Additional $0.10 per copy) |
| Levies: IRS, State, Marshal, etc. | $30 each |
| Research/Account Reconciliation (Plus any third party vendor fees) |
$25/Hr. ($25 min) |
| Fax Services | $3 for 1st page |
| Additional Fax Pages | $1 each |
| Photocopy Services | $0.50/page |
| Notary Fee | $10/signature |
| Safe Deposit Boxes | |
| Available at Highland and Sierra Way Branches only. | |
| The box sizes are available at the following annual rate: | |
| 3 in x 5 in | $45/year |
| 5 in x 5 in | $60/year |
| 3 in x 10 in | $80/year |
| 5 in x 10 in | $100/year |
| 10 in x 10 in | $125/year |
| Key Deposit (Includes 2 keys) | $20 |
| Duplicate Key | $20 each |
| Drill Lock Charge (Lost keys, Non-payment) | $225 |
| The annual renewal fee will be automatically charged to the Savings or Checking Account of your choice each January. | |
Fees are subject to change, at any time, without notice unless required by regulation.
For current fees call (800) 743-7228.
