Home Equity interest
payments are generally
tax deductible. Consult your
tax advisor to find out if this
is
the case for you.

Home Equity Loan

  • Borrow up to 85% of the equity you have in your home
  • Fixed rate and closed-end term gives you the same payment over the life of the loan
  • Allows you to use equity, or value in your home as collateral
  • Great for debt consolidation
  • Rates are typically lower than other credit cards or personal loans, which could mean lower monthly payments
  • Perfect for home improvements or remodels
  • Can also be used for a new vehicle or other large purchases
  • Interest payments may even be tax deductible (see your tax representative)
  • Terms available up to 20 years

Call Us at (800) 743-7228 to Apply


* Home equity loans and lines of credit require an appraisal. Terms and rate contingent upon home’s appraised value. We will loan up to 85% loan to value (CLTV). No down payment required. Equity determined by the amount your home is worth minus the amount owed on the property. Example: home worth $100,000 multiply by 85% loan to value equal $85,000 minus $40,000 owed, equals $45,000 equity available. Property insurance is required. The Home Equity Loan is a fixed rate and closed-end term with no annual fee. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. Up to 20 years terms for home equity loans and lines of credit.  Payment example: a 240 month loan at 8.50% APR would have monthly payments of $8.69 per $1,000 borrowed.

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Arrowhead Credit Union © 2015 | P.O. Box 735 San Bernardino, CA 92402

Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration.
We do business in accordance with the Fair Housing Law.