Loan Rates

New & Used Vehicles
Effective Date: April 20, 2014
Apply for a Loan
TermsAPR Range*Est. Payment/ $1,000 borrowed

New Auto 2012 - 2014 (Up to 110% Financing)

Up to 72 Months
(Dependent on amount financed)
1.74% - 18.24% $14.64 - $22.96

Used Auto (Up to 110% Financing, Vehicles 7 years Old or Newer)

Up to 72 Months
(Dependent on amount financed)
1.99% - 18.49% $14.75 - $23.10

New & Used RV (Up to 80% Financing)

Up to 120 Months
(Dependent on amount financed)
10.74% - 17.99% $18.91 - $22.82

New Motorcycle 2011 - 2013 (Up to 80% financing)

Up to 72 Months
(Dependent on amount financed)
9.99% - 12.99% $18.53 - $20.08

Used Motorcycle 2008 - 2013 (Up to 80% financing)

Up to 72 Months
(Dependent on amount financed)
10.24% - 13.49% $18.66 - $20.35

Unsecured Loans
Effective Date: April 20, 2014
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TypeAPR Range*Est. Payment/ $1,000 borrowed

Line of Credit or
Overdraft Protection

13.25% - 18.00% 2% of Balance
($35 Minimum)

Signature Loan
(Up to 60 mo.)

13.25% - 18.00% $20.22 - $22.82

Home Equity Line of Credit**
Effective Date: April 20, 2014
Apply for a Loan
ProgramAPR Range*TermEst. Payment/$1,000 borrowed
Variable rate based on prime rate plus margin - Primary Residence

75% CLTV - Up to $500K

5.00% - 6.25% 240 Months $6.61 - $7.32

85% CLTV - Up to $50K

5.25% - 6.75% 240 Months $6.61 - $7.61

Home Equity Loan**
Effective Date: April 20, 2014
Apply for a Loan
ProgramAPR Range*TermEst. Payment/$1,000 borrowed
Fixed Rate - Primary Residence

75% CLTV - Up to $500K

7.50% - 8.50% 240 Months $8.06 - $8.69

85% CLTV - Up to $50K

8.50% - 9.50% 240 Months $8.69 - $9.33

*All rates and terms are subject to change without notice. Rates listed are APR=Annual Percentage Rates and our current lowest rates based on approved credit. Borrower’s actual rate may be different based on terms and conditions, credit history and ability to repay. Best rates include all available discounts including .25% discount for automatic transfer from an Arrowhead account. Some restrictions apply. Loan subject to credit approval. Not all members will qualify. Current Arrowhead loans are not eligible for refinancing. Some financing exceptions made for vehicles not listed in current Kelley Blue Book. Rates & terms not applicable to previously funded Arrowhead Credit Union loans. Rate includes discount of .25% for automatic payments. No other promotional discounts apply. Payment example: a 72 month loan at 1.74% APR would have monthly payments of $14.64 per $1,000 borrowed.
Lowest payment factor based on lowest rate and highest payment factor based on highest rate.
** Home equity loans and lines of credit require an appraisal. Terms and rate contingent upon home’s appraised value. We will loan up to 85% loan to value (LTV). Equity determined by the amount your home is worth minus the amount owed on the property. Example: home worth $100,000 multiply by 85% loan to value equal $85,000 minus $40,000 owed, equals $45,000 equity available. Property insurance is required. The Home Equity Loan is a fixed rate and closed-end term with no annual fee. The Home Equity Line of Credit is an open-ended credit line with a variable rate based on the Wall Street Journal (WSJ) prime rate plus a margin with a minimum of 5% APR and annual fee of $60. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. Up to 20 years terms for home equity loans and lines of credit and early closure fees apply.

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Equal Housing Lender National Credit Union Administration
Federally insured by the National Credit Union Administration.
We do business in accordance with the Fair Housing Law.