Overdraft Protection

Linking Accounts

You can have funds automatically transferred from your savings account to your checking account to cover an incoming item. You'll save money by using this service--it's only a $3 fee, which is far less than an NSF fee.
 

Apply for a Line of Credit

Use available funds from a revolving line of credit to cover any items that may overdraw your account.
 

Courtesy Pay Service*

Opt-in to our Debit and ATM Courtesy Pay® service to avoid having your debit transactions declined when funds are not available.

We will provide a limited amount of overdraft protection for your transactions even if funds are not available for only $31.

Download Courtesy Pay Form


*If you don't have enough money in your account or funds are on hold, we may return or courtesy pay items and charge the $31 fee. Items include Checks, Automated Clearing House (ACH), Priority Payment, Electronic Funds Transfer (EFT), Bill Payment, Automated Teller Machines (ATM), Point of Sale (POS), VISA Debit Card Transactions, and/or other electronic means.
Fee for ATM, POS and VISA Debit Card items** only apply for:
(a) member who have opted-in for Courtesy Pay
(b) transactions that overdraw the account more than $5.00
**No limit to the number of fees charged in a day for other payment items

With the flexibility of a line of
credit, you can make special
purchases, do small home
improvements or use it as an
overdraft protection for your
checking account.

Learn more

Arrowhead Credit Union © 2014 | P.O. Box 735 San Bernardino, CA 92402
Equal Housing Lender National Credit Union Administration
Federally insured by the National Credit Union Administration.
We do business in accordance with the Fair Housing Law.