You can have funds automatically transferred from your savings account to your checking account to cover an incoming item. You'll save money by using this service--it's only a $3 fee, which is far less than an NSF fee.
Use available funds from a revolving line of credit to cover any items that may overdraw your account.
Courtesy Pay Service*
Opt-in to our Debit and ATM Courtesy Pay® service to avoid having your debit transactions declined when funds are not available.
We will provide a limited amount of overdraft protection for your transactions even if funds are not available for only $31.
Download Courtesy Pay Form
*If you don't have enough money in your account or funds are on hold, we may return or courtesy pay items and charge the $31 fee. Items include Checks, Automated Clearing House (ACH), Priority Payment, Electronic Funds Transfer (EFT), Bill Payment, Automated Teller Machines (ATM), Point of Sale (POS), VISA Debit Card Transactions, and/or other electronic means.
Fee for ATM, POS and VISA Debit Card items** only apply for:
(a) member who have opted-in for Courtesy Pay
(b) transactions that overdraw the account more than $5.00
**No limit to the number of fees charged in a day for other payment items