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After 12 months of on-time
payments, you are eligible
a $500 Line of Credit!

Get started today!

Share-Secured Loan

Building credit in today’s economy can be a challenge. If you’re looking to build your credit , our share-secured loan may be just the solution. Plus, you may be able to earn yourself a $500 Line of Credit.

  • Any adult member in good standing with Arrowhead will be approved
  • Gradually assists in improving your credit score
  • You determine your limit
  • Just deposit 110% of the credit line you want to establish into a special savings account
  • Arrowhead will report your regular on-time payments to the credit bureaus
  • After 12 months of on-time payments, we’ll convert your loan to a $500 Line of Credit
  • Minimum loan amount $500
  • Minimum loan payment $25
  • Maximum term 60 months
  • Interest rate is 5%APR or dividend rate + 3%, whichever is greater

Apply for a Loan


*APR=Annual Percentage Rate. Rate valid as of , Subject to change without notice. Payment example: a 60 month loan at 5% APR would have monthly payments of $18.87 per $1000 pledged. Funds will be held until payments are made and pledge balance decreases.

Arrowhead Credit Union © 2017 | P.O. Box 735 San Bernardino, CA 92402
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration.
We do business in accordance with the Fair Housing Law.