Rates & Fees

IRA Certificate
Effective Date: September 1, 2014
Minimum Deposit12 Month APY*24 Month APY*36 Month APY*48 Month APY*60 Month APY*
$1,000 0.35% 0.50% 0.65% 1.00% 1.35%
$25,000 0.35% 0.50% 0.65% 1.00% 1.35%
$100,000 0.40% 0.55% 0.70% 1.05% 1.40%

IRA Certificate Fees
Fee
Annual Maintenance Fee $0
Withdrawal made when account has not matured Equals to 90-180 days of dividends

*Annual Percentage Yields (APY). Certificates subject to early withdrawal fee. Programs and rates are subject to change daily without notice.This is not a complete disclosure. Terms and conditions available at a branch. $1,000 minimum deposit for IRA Certificate. Not available for business accounts.

You may be able to earn
more money by taking out
an IRA Certificate with higher
paid dividends, plus you can
roll it over into a new
Certificate once it matures

for greater earning potential.

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