You may be able to earn
more money by taking out
an IRA Certificate with higher
paid dividends, plus you can
roll it over into a new
Certificate once it matures

for greater earning potential.

Rates & Fees

IRA Certificate
Effective Date: March 1, 2015
Minimum Deposit12 Month APY*24 Month APY*36 Month APY*48 Month APY*60 Month APY*
$1,000 0.35% 0.50% 0.65% 1.00% 1.35%
$25,000 0.35% 0.50% 0.65% 1.00% 1.35%
$100,000 0.40% 0.55% 0.70% 1.05% 1.40%

IRA Certificate Fees
Annual Maintenance Fee $0
Withdrawal made when account has not matured Equals to 90-180 days of dividends

*Annual Percentage Yields (APY). Certificates subject to early withdrawal fee. Programs and rates are subject to change daily without notice.This is not a complete disclosure. Terms and conditions available at a branch. $1,000 minimum deposit for IRA Certificate. Not available for business accounts.

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