Rates & Fees
| Consumer Dividend Checking | |
| Effective Date: May 18, 2013 | |
| Open an Account Dividend paid when average daily balance for the month is: | |
| Avg. Daily Bal | APY* |
| $0.00 - $2,499.99 | 0.00% |
| $2,500 - $24,999.99 | 0.03% |
| $25,000 and above | 0.08% |
| Dividend Checking Fees | |
| Fee** | |
| Monthly Fee | Free with $2,500 avg. daily balance, otherwise $10 |
| Courtesy Pay / Non-Sufficient Funds Fee | $31 |
| Returned Deposit Item | $10 |
| Stop Payment | |
| Online Banking/Bill Pay | $26 |
| CU Hear / e-Branch | $20 |
| In person, Mail, Communication Center | $26 |
| Outgoing Wires | |
| Domestic | $30 |
| International | $45 |
| Incoming Wires | Free |
| Notary Fee | $10/signature |
| Continuous Negative Balance Fee (when negative balance exceeds $5.00 for 15 consecutive calendar days) |
$20/occurrence |
| Levies | $30 each |
| Money Order | $3 |
| Cashier's Check (payable to third party) | $5 |
* APY=Annual Percentage Yields.
**Fees may reduce earnings.
Terms and conditions available at a branch.
Please refer to the Schedule of Fees for more information.
If you write less than 6
checks per month, a
Money Market account
could be right for you,
and will return a higher
interest rate.
