|Consumer Dividend Checking|
|Effective Date: February 1, 2015|
|Open an Account|
Minimum to open is $100.
Dividend paid when average daily balance for the month is:
|Avg. Daily Bal||APY*|
|$0.00 - $2,499.99||0.00%|
|$2,500 - $24,999.99||0.03%|
|$25,000 and above||0.08%|
|Dividend Checking Fees|
|Monthly Fee||None with $2,500 avg. daily balance, otherwise $10|
|Courtesy Pay / Non-Sufficient Funds Fee||$31|
|Returned Deposit Item||$10|
|Online Banking/Bill Pay||$26|
|CU Hear / e-Branch||$20|
|In person, Mail, Communication Center||$26|
|Continuous Negative Balance Fee
(when negative balance exceeds $5.00
for 15 consecutive calendar days)
|Cashier's Check (payable to third party)||$5|
* APY=Annual Percentage Yields.
**Fees may reduce earnings.
Terms and conditions available at a branch. Rates subject to change without notice.
Please refer to the Schedule of Fees for more information.