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If you need help with your
account after hours, you
may be able to find the
answer you're looking for
in online banking.


What is the available term?

Maximum term is 12 months.

Is there a maximum loan amount?

Yes, the maximum loan amount is $1,000.

Do I need credit to apply for this loan?

No, no credit check is run to take advantage of this loan.

Does the Smart Start loan help me build my credit?

The Smart Start loan is reported to credit bureaus. With regular, on-time payments, your credit could improve.

How is the Smart Start loan different than the shared-secured loan?

You can start with as little as $500, and the balance on your loan becomes available as you pay each month, rather than needing your entire pledge up front.


*APR=Annual Percentage Rate. Rate valid as of , Subject to change without notice. Maximum loan of $1,000. Payment example: a 12 month loan at 15% APR would have monthly payments of $90 per $1,000 borrowed. Funds will be held until payments are made and pledge balance decreases.

Arrowhead Credit Union © 2017 | P.O. Box 735 San Bernardino, CA 92402
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration.
We do business in accordance with the Fair Housing Law.