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Zero In On This

Enjoy a $0 annual fee, $0 balance transfer fee, and $0 cash advance fee with an Arrowhead Visa®.*

Arrowhead Credit Union Visa card
Credit Cards
Arrowhead Visa
Features
Rates & Fees
FAQ & Links

Features

You’ll love having one rate whether you use it for purchases, balance transfers, or cash advances.

  • Variable rates as low as 15.24% Annual Percentage Rate (APR)*
  • $0 Annual Fee
  • $0 Balance Transfer Fee
  • $0 Cash Advance Fee
  • Use as overdraft protection for your checking account1
  • Monitor your identity at no-cost with ID Navigator2 powered by NortonLifeLock™
  • Free access to FICO® Score, updated monthly on your statement3
  • Added security with fraud text alerts
  • Protection from fraudulent transactions through Visa’s Zero Liability Policy4
umbrella with dollar sign icon
Add Debt Protection
Protect your credit card by adding debt protection so you are covered for unexpected events like disability, involuntary unemployment, and death.5

Learn More

Rates & Fees

Visa® Credit Card2
Effective Date: July 13, 2024
Variable APR Range*Estimated Payment
15.24% - 30.24% 3% of Balance
($25 Minimum)

Visa® Credit Card Fees
Fee
Balance Transfer Fee $0
Cash Advance Fee $0
Annual Fee $0
Visa International Service Assessment (ISA) Fee 1% of amount (Foreign Transactions Only)**

View Visa Rate Schedule

FAQ & Links

Are there any fees on my Arrowhead Visa®?

There are no monthly or annual fees on your Arrowhead Visa*. However, if your payments are not made on time, you may be subject to a late fee. Visa International Service Assessment fees may apply to transactions processed outside the United States, including online Internet transactions initiated in the United States but that may be processed by a merchant outside the United States. See fees above. Please refer to the Visa Agreement and Disclosure and Rate Schedule for additional details.

How do I avoid paying interest?

Interest will not be charged on purchases, balance transfers, and cash advances if you pay your entire balance by the due date each month. Refer to the Visa Agreement and Disclosure for additional details.

Is there a grace period from my due date?

You have 15 days after your due date to make your payment before a late fee is applied.

Why is my monthly payment not displaying online?

Your payment will display in the "payment" field on your balance page once your statement has been generated and your payment calculated.

Once your payment has been made, the payment will be removed until your next statement date. You will still be able to make additional payments and transfers using the transfer feature.

When will I start to see my FICO Score on my statement?

Your FICO Score may take up to two billing cycles to show up on your statement. From then on, you should see it on every statement. For more information, click here.

Can I do a cash advance to my checking?

Yes, just transfer 'From' your credit card 'To' your desired share in online banking.

Can I conduct balance transfers?

Yes, to conduct a Balance Transfer you can either select the gear icon next to your Credit Card share in Online Banking, or by visiting your local branch.

How do I order convenience checks for my Credit Card?

You can request convenience checks by contacting us at (800) 743-7228.

Can I use my Arrowhead Visa as overdraft protection for my checking?

Yes, to set up overdraft protection, use the gear icon next to your checking share. You may also contact us at (800) 743-7228.

How do I report a lost/stolen card?

You can contact us at (800) 743-7228, or visit your local branch during normal business hours. For hours and locations, click here.

How do I get a replacement card?

You can contact us at (800) 743-7228, or visit your local branch during normal business hours. For hours and locations, click here.

Who can I contact if I have any questions regarding my Arrowhead Visa?

You can contact us at (800) 743-7228, or visit your local branch during normal business hours. For hours and locations, click here.

Is there anything I should know before traveling with my Arrowhead Visa?

Before you travel, contact us at (800) 743-7228 to let us know the dates of your trip. For more information on traveling with your Visa card, click here.

Related Links
Signature Loan
Overdraft Protection
Loan Rates
Rate Schedule
Agreement and Disclosure

*APR=Annual Percentage Rate. The rate you qualify for is determined by your creditworthiness. Not all borrowers will qualify. Interest rate is variable and will vary with the market based on the Prime Index. Rates, fees and terms are subject to change without notice. Credit limits and restrictions apply. Rates are valid as of

**This fee applies to transactions processed outside the United States, including online Internet transactions initiated in the United States but that may be processed by a merchant outside the United States

View the Visa Rate Schedule and Agreement and Disclosure.

 

1 Fees and other terms and restrictions may apply. Refer to the Schedule of Fees.

2 NortonLifeLock is the benefits provider and is solely responsible for the program and all its associated services. Neither Arrowhead Credit Union, Visa, its issuers nor Asurion, LLC shall have any responsibility or liability in connection with NortonLifeLock rendering of the service.

3 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. The monthly FICO score is provided solely for your own non-commercial personal educational review, use, and benefit.

4 Certain restrictions apply.

5 Certain exclusions and limits apply. Ask our representatives for more details.

 

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