|Effective Date: January 31, 2015|
|Avg. Daily Bal||APY*|
|$0.01 and above||0.05%|
|Special Savings Fees|
|Withdrawals||One withdrawal/month, $10 each thereafter|
* APY=Annual Percentage Yields. Minimum $10 balance to maintain this account.
**Fees may reduce earnings.
Terms and conditions available at a branch.