Deposit Rates

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Share Certificates
Effective Date: April 19, 2024
Term	APY*	Minimum Deposit
Promo 5-Month	4.00%	$1,000
6 Month	0.25%	$1,000 - $99,999
6 Month	0.30%	$100,000
Promo 7-month¹	5.00%	$10,000
Special 12-Month¹	3.50%	$1,000
12 Month	0.30%	$1,000 - $99,999
12 Month	0.35%	$100,000
24 Month	0.45%	$1,000 - $99,999
24 Month	0.50%	$100,000
36 Month	0.60%	$1,000 - $99,999
36 Month	0.65%	$100,000
48 Month	0.95%	$1,000 - $99,999
48 Month	1.00%	$100,000
60 Month	1.30%	$1,000 - $99,999
60 Month	1.35%	$100,000

IRA Certificates
Effective Date: April 19, 2024
Term	APY*	Minimum Deposit
12 Months	.35%	$1,000 - $99,999
12 Months	.40%	$100,000
24 Months	.50%	$1,000 - $99,999
24 Months	.55%	$100,000
36 Months	.65%	$1,000 - $99,999
36 Months	.70%	$100,000
48 Months	1.00%	$1,000 - $99,999
48 Months	1.05%	$100,000
60 Months	1.35%	$1,000 - $99,999
60 Months	1.40%	$100,000

Arrowhead Savings
Effective Date: April 19, 2024
Minimum to open is $25. Dividend paid when average daily balance for the month is:
Avg. Daily Bal	APY*
$0.01 - $99.99	0.00%
$100 - $999.99	0.05%
$1,000 - $1,999.99	0.05%
$2,000 - $4,999.99	0.10%
$5,000 and above	0.15%

Consumer Dividend Checking
Effective Date: April 19, 2024
Minimum to open is $100. Dividend paid when average daily balance for the month is:
Avg. Daily Bal	APY*
$0.00 - $2,499.99	0.00%
$2,500 - $24,999.99	0.03%
$25,000 and above	0.08%

Money Market
Effective Date: April 19, 2024
Minimum to open is $2,500. Dividend paid when average daily balance for the month is:
Avg. Daily Bal	APY*
$0.01 - $24,999.99	0.35%
$25,000 - $49,999.99	0.50%
$50,000 - $99,999.99	0.60%
$100,000 - $249,999.99	0.75%
$250,000 - $499,999.99	1.00%
$500,000 and above	1.10%

Special Savings
Effective Date: April 19, 2024
Avg. Daily Bal	APY¹
$0.01 and above	0.05%

Holiday Club
Effective Date: April 19, 2024
Avg. Daily Bal	APY¹
$0.01 and above	0.05%

Club Rocky Savings
Effective Date: April 19, 2024
Minimum to open is $25. Dividend paid when average daily balance for the month is:
Avg. Daily Bal	APY*
$0.01 - $99.99	0.00%
$100 - $999.99	0.05%
$1,000 - $1,999.99	0.05%
$2,000 - $4,999.99	0.10%
$5,000 and above	0.15%

IRA (Traditional or Roth)
Effective Date: April 19, 2024
Dividend paid when average daily balance for the month is:
Avg. Daily Bal	APY*
$100 and above	0.35%

Retirement Builder
Effective Date: Friday, April 19th, 2024
$10 minimum balance to maintain. Product no longer available for new accounts.
Avg. Daily Bal	APY*
$10 - $1,500	0.25%

*APY=Annual Percentage Yields. Certificates subject to early withdrawal fee. $1,000 minimum deposit for IRA Certificate. Programs and rates are subject to change daily without notice. Terms and conditions available at a branch. Early withdrawal fees apply. IRA Certificates not available for business accounts.
**Fees may reduce earnings.
¹ Offer valid for limited time, and subject to change. Other restrictions may apply.