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Line of Credit

For life's hiccups, hurdles and hullabaloos.

There's an Arrowhead personal loan for all of life's needs, from the little ones to the big ones. Consolidate debt. Go on vacation. Get the kids off to school. All on your terms.

books, grad cap, wedding cake topper
Helpful Tips
Rates & Fees
FAQ & Links


  • Lines of credit available from $500 to $25,000
  • Access line of credit funds whenever and wherever you need them
  • Available to use as overdraft protection for your checking account
    • Automatically transfers funds to prevent overdraft fees
    • Helps items to be paid rather than returned
  • Only pay on the dollar amount borrowed
  • Apply online, in a branch or over the phone at (800) 743-7228
  • Automatic payments available
  • Visa debit or check by phone payment accepted

Helpful Tips

There are several ways you can use a Line of Credit. Here’s just a few examples of when it can help ease your financial burdens:

  • Use as overdraft protection for your checking account
  • Consolidate high interest credit cards into one low payment
  • Use for tuition payments
  • Make emergency purchases
  • Pay for unexpected auto repairs
  • Use for large purchases
  • Use for cash advances

Rates & Fees

Line of Credit or Overdraft Protection
Effective Date: October 14, 2019
APR Range*Estimated Payment
13.99% - 22.99% 2% of Balance
($35 Minimum)

Line of Credit Loan Fees
Early Payoff No penalty for early payoff
Annual Fee No annual fee
Automatic Transfer Fee $3/transfer for overdraft protection

*All rates and terms are subject to change without notice. Rates listed are Annual Percentage Rates (APR) and our current lowest rates based on approved credit. Borrower’s actual rate may be different based on terms and conditions, credit history and ability to repay. Some restrictions apply. Loan subject to credit approval. Not all members will qualify. Current Arrowhead loans are not eligible for refinancing.

FAQ & Links

Will my payment vary?

With a line of credit your payment varies based on the outstanding balance due.

What is the availability to my line of credit?

You are able to access your available line of credit anytime you need it.

Can I use my line of credit as overdraft protection?

Yes, you can link your line of credit to protect your checking from returned items or overdraft fees.

What is the minimum amount I can borrow?

We offer lines of credit for as little as $500, and as much as $25,000.

Related Links
Overdraft Protection
Loan Rates
Contact Us
Loan Modification Form

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