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Holiday Shopping–Piece of Cake

'Tis the Season to Spread Some Cheer

Whether it's shopping for gifts, consolidating debt, or paying off bills, a Signature Loan may help.

snowman cupcake
Rates & Fees
FAQ & Links


  • Smart way to consolidate high-interest rate balances into one low fixed monthly payment
  • Loans available from $500 to $25,000
  • Interest rates from 11.99% - 21.99% APR*
  • No collateral required
  • Flexible terms available from 12 to 60 months*
  • One time disbursement for those special purchases
  • Apply online
  • Find out almost instantly if you’re approved
  • Visa debit or check by phone payment accepted
  • No penalty for early payoff
Exclusive Online Offer!
Apply for your loan onlinewhen you're approved, skip your first payment for up to 60 days!Get started below.




Rates & Fees

Signature Loan
Effective Date: December 5, 2021
APR Range*Est. Payment/$1,000 borrowed†
11.99% - 21.99% $22.36 - $27.87

Signature Loan Fees
Early Payoff No penalty for early payoff
Annual Fee No annual fee


FAQ & Links

What are the available terms?

Terms from 12-60 months are available.

Will my payments vary?

No, a Signature loan will ensure a fixed payment each month.

How much interest will I pay?

The interest will vary based on your interest rate and amount of your loan.

Do I need to have collateral?

No collateral is required for a signature loan.

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*APR=Annual Percentage Rate. Loans subject to credit approval. Rates may vary based on individual's credit history and underwriting factors. Not all borrowers will qualify. Rates and terms subject to change without notice. Some restrictions may apply.

Estimated payment is for a 60 month term.

1Best available rate is 11.99% APR and includes all available discounts including .25% discount for automatic transfer from an Arrowhead account. Payment example: a 60-month loan at 11.99% APR would have monthly payments of $22.36 per $1,000 borrowed.  Rates may vary based on individual's credit history and underwritng factors. Not all borrowers will qualify.  Rates and terms subject to change without notice. Some restrictions may apply.


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