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Auto Loans

Always Happy to Lend a Ride.

We can help you get into that car you've been thinking about. Get in. Get approved. Get moving.

automobile loans and financing
Features
Buy a Car
Calculator
Rates & Fees

Features

With rates as low as 1.49% APR for 36 months, it's a great time to buy a new vehicle or pay off an existing auto loan.*

  • Terms up to 84 months new, 72 months used
  • Financing up to 100% of purchase price for New Autos
  • Financing up to 120% of Kelley Blue Book suggested retail value for Used Autos
  • Get pre-approved before you shop
  • Protection plans available to cover you in case of loss, accidents or breakdowns1
  • No early pay-off penalty
  • First-time auto loans available
     
    Exclusive Online Offer!
    Apply for your loan onlinewhen you're approved, skip your first payment for up to 60 days!Get started below.

    apply now

    Calculator icon   Calculate Your Payment

Buy a Car

Easy Does it Dealership Logo

Find a Dealership
Get the same great Arrowhead rates and financing right at the dealership! Simply visit any of our participating dealerships, tell them you're an Arrowhead member, and enjoy one-stop shopping. It's that easy!

SEE DEALERS

Enterprise Car Sales logo

Save .50% with Enterprise Car Sales
Enjoy haggle-free pricing and added benefits when you buy a used car with Enterprise Car Sales. Plus, right now, they'll help you save:

  • Receive an additional .50% APR off your lowest qualifying Arrowhead auto loan rate.3

shop enterprise

Autoland Logo

Buy with Autoland
Skip the dealership and let Autoland's car buying service do all the legwork for you. They can help you find the exact car you're looking for, and help you trade-in your existing car.4

SHOP autoland

AutoSmart Logo

Online Shopping Tool
AutoSMART is a powerful online car shopping website, designed just for Arrowhead members. Find the car you want, get pre-approved with Arrowhead financing, then head on over to your favorite dealer. 

Get started

Easy Does it Dealership Logo

Find a Dealership

Get the same great Arrowhead rates and financing right at the dealership! Simply visit any of our participating dealerships, tell them you're an Arrowhead member, and enjoy one-stop shopping. It's that easy!

SEE DEALERS

Enterprise Car Sales logo

Save .50% with Enterprise Car Sales

Enjoy haggle-free pricing and added benefits when you buy a used car with Enterprise Car Sales. Plus, right now, they'll help you save:

  • Receive an additional .50% APR off your lowest qualifying Arrowhead auto loan rate.3

shop enterprise

Autoland Logo

Buy with Autoland
Skip the dealership and let Autoland's car buying service do all the legwork for you. They can help you find the exact car you're looking for, and help you trade-in your existing car.4

SHOP autoland

AutoSmart Logo

Online Shopping Tool

AutoSMART is a powerful online car shopping website, designed just for Arrowhead members. Find the car you want, get pre-approved with Arrowhead financing, then head on over to your favorite dealer. 

Get started

Calculator


Rates & Fees

New & Used Vehicles
Effective Date: December 5, 2021
TermsAPR Range*Est. Payment/$1,000 borrowed

New & Used Autos

36 Months

1.49% - 19.99% $28.43 - $37.34
48 to 60 Months
(Dependent on amount financed)
2.24% - 19.99% $17.65 - $26.70
72 Months
(Dependent on amount financed)
2.74% - 19.99% $15.09 - $24.14
84 Months (new only)
(Dependent on amount financed)
3.99% - 5.24% $13.69 - $14.28

Auto Loan Fees
Fee
Early Payoff No Penalty for early payoff

*APR=Annual Percentage Rate. Best rate is for term of 36 months and lowest rate for each term includes all available discounts including a .25% discount for automatic payment from an Arrowhead account. Higher rates apply for terms longer than 36 months. Current Arrowhead loans are not eligible for refinancing under these rates and terms.Rates may vary based on individual's credit history and underwriting factors. Not all borrowers will qualify. Payment example: a 36 month loan at 1.49% APR would have monthly payments of $28.43 per $1,000 borrowed. Rate and terms subject to change without notice. Some restrictions may apply. Rates valid as of

1Protection plans are sold by a third party entity and are not included in the purchase price of the vehicle. Restrictions may apply.

2Interest accrues from the date of loan funding. Offer not applicable on Smart Start Auto loans. Other restrictions may apply. Offer valid for a limited time for online applications submitted on or after 04/05/2021 and subject to end without notice.

3To qualify for the .50% APR discount borrower must purchase with Enterprise and finance with Arrowhead. Current Arrowhead loans are not eligible. Subject to approval. Not all borrowers will qualify. Other restrictions may apply. Used vehicles were previously part of the Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other. Discount valid through 1/31/2022 and subject to change without notice.

4 Service fee of $80 may be charged by Autoland. Other restrictions apply. Talk with an Arrowhead team member for details. 

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