What are commercial loan property types?
Apartment 5-units +
Multi-family property (2 - 4 units)
Multi-tenant light industrial
Office and retail
What are the available commercial loan terms?
General loan terms are 3, 5, 7, or 10 years.
Fixed rate terms can be fixed up to 5 years, then adjustable for the remaining term.
Does Arrowhead work with brokers?
Yes, we encourage relationships with all brokers.
How does the application process work?
Our lending team will walk you through the entire process. We'll need basic information such as loan purpose, property type, location and occupancy.
How much is the application fee?
Arrowhead does not charge a application fee.
Can I lock in my rate?
Yes, ask us how to lock in your rate for 60 days.
What are the interest rates for commercial loans?
Rates may change daily, contact us for a customized quote based on your financing needs.
Are both fixed rate and adjustable rate terms available?
Yes, Arrowhead offers both fixed and adjustable rate terms.
What are the minimum and maximum loan amounts?
Our special multi-family (2-4) units program offers financing as low as $300,000.
Commercial Real Estate financing is up to $4 million.
What type of pre-payment terms does Arrowhead offer?
Each loan has a standard pre-payment structure and we review every situation individually.
What is the loan amortization period?
Commercial loans are generally amortized over 25 years.
Apartment loans could be amortized up to 30 years.
What are the Loan-To-Value (LTV) guidelines?
For commercial loans, maximum LTVs can be 75% on purchase transactions and 70% on refinance transactions.
For apartment properties, LTVs can be up to 80% on purchases and 75% on refinances.
What is the closing time for commercial loans?
Loans typically close in 45 days or less.
*Programs (including but not limited to fees, rates, and features) are subject to change without notice.
