| Membership Fee |
| |
| Membership Fee (Non-refundable) |
$4 each |
| Membership Re-Open Fee (Within 30 days) |
$10 each |
| Locator Fee (Address Correction) |
$1/year |
Inactivity Fee (after 12 months inactive)
*Not applicable to Arrowhead Spending Account |
$2/month |
| Arrowhead Savings Account |
| |
| Maintenance Fee |
Free |
| Special Occasion Savings Account |
| |
| Withdrawals |
Free |
| Money Market Account |
| |
Maintenance Fee
(Waived if average daily balance is $2,500 or more) |
$10/month |
| Checking Accounts |
| |
Arrowhead Checking
(Waived with eStatements or average daily balance of $50,000 or more) |
$5/month |
Dividend Checking
(Waived if average daily balance is $2,500 or more) |
$10/month |
| Arrowhead Spending |
$0/month |
| Photocopy of Check (2 free per statement period) |
$2 each |
| Online Check Images* |
Free |
| Counter Checks* |
$2/set or $0.50 each |
| Non-Machine Readable Checks* |
$3 each |
| *Not applicable to Arrowhead Spending Account |
| Stop Payment |
| |
| CU-Hear, Digital Banking |
$20 each |
| In Person, Mail, Call Center |
$26 each |
| Courtesy Pay and Uncollected Funds (UCF) Items |
| |
| Courtesy Pay and Uncollected Funds (UCF) Items |
$29 each |
| When the available balance in your account is not enough to pay an item, we may return or courtesy pay the item and charge the $29 fee each time the item is presented. Items may include but are not limited to: Checks, Automated Clearing House (ACH), Priority Payments, Electronic Funds Transfer (EFT), Bill Payments, Automated Teller Machine (ATM),* Point of Sale (POS),* Visa Debit Card Transactions* and/or other preauthorized transactions. (Not applicabale on Arrowhead Spending account.) |
| *Courtesy Pay Fees for ATM, POS and VISA Debit Card items only apply for members who have opted-in for Courtesy Pay. |
| Courtesy Pay Fee Limit – A maximum of 5 Courtesy Pay fees can be charged in a day per share account. Items that exceed the limit of 5 may still be paid and no fee will be assessed. |
| Overdrawn Account - No Courtesy Pay Fee is charged if your ending account available balance is overdrawn less than $5.00. |
| Returned Items |
| |
Deposit Item Returned (Branch, Mobile, Mail or Arrowhead ATM)
|
Free |
| Items include Checks, Automated Clearing House (ACH), Priority Payment, Electronic Funds Transfers(EFT), Bill Payments and/or other electronic means. Fee applies to any item returned as not payable regardless of the reason, maker, location or how the item was processed. |
| Electronic Access Card |
| |
| Replacement of ATM Card |
$5 each |
| Replacement of VISA Debit Card |
$5 each |
| Card Replacement Rush |
$35 each |
| ATM Transactions at Arrowhead/CO-OP Locations* |
| Withdrawals (Courtesy Pay Fee may apply) |
Free |
| Deposits, Transfers, Balance Inquiries |
Free |
| ATM Transactions at Non Arrowhead/Non CO-OP ATMs* |
| Withdrawals (Courtesy Pay Fee may apply) |
$3 each |
| Transfers, Balance Inquiries |
Free |
| Debit Card Signature Transactions (Courtesy Pay Fee may apply) |
Free |
| Point of Sale (POS) Transactions* (Courtesy Pay Fee may apply) |
Free |
| Empty Envelope Deposit |
$26 each |
| Deposit Item Returned – Non Arrowhead ATMs |
Free |
| Deposit Correction – Non Arrowhead ATMs |
Free |
Verification of ATM Transaction
(Plus fee charged by ATM owner/operator) |
$3 each |
| VISA International Service Assessment (ISA) Fee** |
1% of amount |
*Additional fees may be charged by the owner/operator of the ATM or POS and will be disclosed at the time of transaction.
**This fee applies to transactions processed outside the United States, including online Internet transactions initiated in the United States but that may be processed by a merchant outside the United States. |
| Online Bill Payment |
| |
| Maintenance Fee (Unlimited Payments) |
Free |
| Stop Payment Fee |
$26 each |
| Photocopy of Bill Payment Checks |
$2 each |
| Miscellaneous |
| |
| Cashier’s Check (Payable to third party) |
$5 each |
| Photocopy of Cashier’s Check |
$2 each |
| Lost, Stolen or Destroyed Credit Union Check |
$26 each |
| Money Order (waived for Arrowhead Spending account) |
$3 each |
| Loan Payments by Phone (Credit/Debit Card, ACH) |
$4.95 each |
| Loan Payments Online (Credit/Debit Card, ACH) |
$3 each |
| Deposits by Phone (ACH) |
$10 each |
| Deposit of Coin |
Free |
| Non-member Cashing Checks Drawn on Arrowhead Account |
$5/check |
Collection Items (Incoming or Outgoing)
(Plus any fees charged by third party) |
$15 each |
| Account History Print Out |
$3/month |
| Photocopy of Statement |
$5 each |
| Verification of Deposit |
$5 each |
| Account Information Letter |
$5 each |
| Immigration Letter |
$25 each |
| Unclaimed Property Notification |
$2 each |
Response to Subpoenas
(Additional 0.10 per copy, plus fees charged by third party) |
$20/Hr. ($20 min.) |
| Levies: IRS, State, Marshal, etc. |
$30 each |
Research/Account Reconciliation
(Plus any fees charged by third party) |
$25/Hr. ($25 min) |
| Fax Services |
$3 first page / $1 each additional |
| Photocopy Services |
$0.50/page |
| Notary Fee |
$10/signature |
