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You're Approved!

Always Happy to Lend a Ride.

We can help you get into that car you've been thinking about. Get in. Get moving.

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You're Approved
Fund Your Loan
Fund Your Loan
What Next
Buy a Car
FAQ & Links

What Next

Congratulations, You're Approved!

Here's what to do next:

  • Give us a call at (800) 743-7228. We'll get the ball rolling to get your loan funded.

  • If you're looking to buy a car over the weekend or on a holiday, just let the dealer know you have financing through your credit union. They'll run your credit (as a security measure), and let you drive off the lot that day. Contact us when we open, and we'll get everything funded from there.

  • Sign your loan documents, take your funds to the dealer, and drive away in your new car!

  • Looking to refinance from another lender? Just let us know, we'll walk you through every step and make it a hassle-free process1.

Same-Day Financing with ArrowCheck

Being pre-approved will help you focus on getting the best price at the dealership and with ArrowCheck, you can write a check on the spot (up to your pre-approved limit). Call (800) 743-7228.

Buy a Car

Shop at a Dealership

Easy Does It Dealerships

Get the same great Arrowhead rates and financing right at the dealership! Visit any of our participating dealership partners.

Shop Online

AutoSMART

Use our powerful online car shopping tool to find the car you want.

Let Us Shop For You

Autoland - Shop Smart, Drive Happy

Skip the dealership and let Autoland's car buying service do all the legwork for you. 

Save 1% with Enterprise Car Sales

Enterprise Car Sales

Receive an additional 1% APR off your lowest qualifying rate2 when you finance with us and purchase with Enterprise.

FAQ & Links

Is there a minimum value for collateral?

Yes, collateral must be at least $5,000.

What are the available terms?

Terms from 24 months to 84 months (no penalty for early payoff).

Does the vehicle need to be insured?

Yes, the vehicle must be fully insured while Arrowhead CU is listed as the lienholder.

Is there a limit on how old the car can be for a used vehicle?

In most cases the car must be 7 years old or newer. However we will make exceptions for some vehicles older than 7 years old. Please inquire with our lending team for more information by calling (800) 743-7228.

Do you offer GAP or MBP?

Yes, click here to learn more.

How do I receive a low auto loan rate?

Rates are based on your individual credit history and include all available discounts. If you set up an automatic payment from an Arrowhead account you can receive a .25% discount*.

* APR=Annual Percentage Rate. Best rate includes all available discounts including a .25% discount for automatic payment from an Arrowhead account. Rates valid as of 6/2/2020. Subject to change without notice. Rates may vary based on individual's credit history and underwriting factors. No down payment required. Payment example: a 60 month loan at  2.49% APR would have monthly payments of $17.77 per $1,000 borrowedFor 72 month term, add .50% APR. Some restrictions apply. A New Auto is a vehicle ranging from 2019 to 2021 (less than 5,000 miles), with financing of up to 100% Kelley Blue Book available. A Used Auto is a vehicle ranging from 2014 to 2021 (max mileage 150,000 miles), financing up to 120% Kelley Blue Book available. Used rate applies to vehicles 7 years old or newer. Loan subject to credit approval. Not all members will qualify. Some financing exceptions made for vehicles not listed in current Kelley Blue Book. Rates & terms not applicable to previously funded Arrowhead Credit Union loans.

1 Offer valid on refinanced vehicles from another financial institution. Cannot be applied to a loan that is already funded at Arrowhead Credit Union.

2 Offer valid through 7/31/2020 and subject to change without notice. Some restrictions may apply. Must purchase with Enterprise and finance with Arrowhead to receive 1% APR discount. Subject to approval.

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