This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Explore Products
Arrowhead Credit Union Arrowhead Credit Union
Go to main content
Locations
SIGN IN
Arrowhead Credit Union
Checking>Credit Cards>Auto Loans>Personal Loans>Home Equity>Mortgages>Savings>Certificates>Investments>IRAs>See More>

Share-Secured Visa®

Zero Surprises. Period.

With a straight-forward rate and $0 fees for balance transfers and cash advances, this will be your new favorite credit card.

JACK IN THE BOX
Credit Cards
Share-Secured Visa
Features
Rates & Fees
FAQ & Links

Features

The New Arrowhead Share-Secured Visa® helps you build credit while still having the convenience of a Visa® credit card in your wallet.

We report monthly to all 3 credit bureaus so that your regular on-time payments can assist in improving your credit. Plus, you'll be able to monitor your FICO® Score monthly on your statements.

  • No credit-qualifiying
  • You set your limit–deposit up to $5,000
  • Use it as you need it, just like a regular Visa®
  • Repair existing credit or establish new credit
  • Free access to FICO® Score, updated monthly on your statement
  • No annual fee
  • No balance transfer fee
  • No cash advance fee

 Call (800) 743-7228 to apply today!

*APR=Annual Percentage Rate. Rate valid as of APR will vary with the market based on Prime Index. No credit qualifying. Rates and terms subject to change. Click here to view the Terms & Conditions. Minimum payment of 3% of your balance or $25, whichever is greater.

Your FICO® Score is based on data from Experian and may be different from other credit scores. Your FICO® Score is provided for your own non-commercial personal review use and benefit. FICO® is a registered trademark of Fair Isaac Corporation. Arrowhead Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act.

Rates & Fees

Share-Secured VISAŽ Credit Card2
Effective Date: Saturday, April 29th, 2017
APR*Estimated Payment
18.74% 3% of Balance
($25 Minimum)

*APR=Annual Percentage Rate. Rate valid as of APR will vary with the market based on Prime Index. No credit qualifying. Rates and terms subject to change. Click here to view the Terms & Conditions. Minimum payment of 3% of your balance or $25, whichever is greater.

FAQ & Links

Is there a minimum loan amount?

Yes, the minimum deposit amount to open a Share-Secured Visa® is $300.

How much of my deposited funds am I able to borrow against?

You are able to use up to your entire deposited limit, as you need it.

Does the Share-Secured Visa® help me build my credit?

The Share-Secured Visa® is reported to credit bureaus. With regular, on-time payments, your credit could improve.

Are there any fees on my Arrowhead Share-Secured Visa?

There are no monthly or annual fees on your Arrowhead Share-Secured Visa. However, if your payments are not made on time, you may be subject to a late fee. Please refer to your Visa® account opening disclosure for additional details.

When does interest accrue?

Interest will not be charged on purchases, balance transfers and cash advances if you pay your entire balance by the due date each month. Refer to your account opening disclosure for additional details.

Is there a grace period from my due date?

You have 15 days after your due date to make your payment before a late fee is applied.

Why is my monthly payment not displaying online?

Your payment will display in the "payment" field on your balance page once your statement has been generated and your payment calculated.

Once your payment has been made, the payment will be removed until your next statement date. You will still be able to make additional payments and transfers using the transfer feature.

When will I start to see my FICO® Score on my statement?

Your FICO® Score may take up to two billing cycles to show up on your statement. From then on, you should see it on every statement. For more information visit www.arrowheadcu.org/FICO

Can I do a cash advance to my checking?

Yes, just transfer 'From' your credit card 'To' your desired share in online banking.

Can I conduct balance transfers?

Currently, balance transfers are done by convenience check. Contact us at (800)743-7228 or visit your branch to request convenience checks to pay off other loans using your Arrowhead Share Secured Visa.

Can I use my Arrowhead Share-Secured Visa as overdraft protection for my checking?

Yes, to set up overdraft protection, use the gear icon next to your checking share. You may also contact us at (800) 743-7228, or visit your local branch during normal business hours.

How do I report a lost/stolen card?

You can contact us at (800) 743-7228, or visit your local branch during normal business hours. For hours and locations, click here.

How do I get a replacement card?

You can contact us at (800) 743-7228, or visit your local branch during normal business hours. For hours and locations, click here.

Who can I contact if I have any questions regarding my Arrowhead Share-Secured Visa?

You can contact us at (800) 743-7228, or visit your local branch during normal business hours. For hours and locations, click here.

Related Links
Signature Loan
Share-Secured Loan
Smart Start Loan
Overdraft Protection
Locations
Contact Us

Go to main navigation
Close Search Results Window

Search Results