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Plan for the Unexpected

Life happens. Protect your finances with a payment protection plan.

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Auto Buying Services
Protection Plans
Payment Protection Options

Payment Protection Options

Protect Your Loan

Stay protected when life throws you a curve ball. We offer multiple protection options to help support your signature loan, credit card and auto loan when you need it the most.

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Guaranteed Asset Protection (GAP)
Cover the difference between your car's actual value and what you owe on your loan.

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Major Mechanical Protection
Help cover the cost of vehicle repairs and more so they are not a pain point in your budget.

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Debt Protection
Get help covering your loan payments and balances when unexpected life changes occur.

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GAP Advantage with Powerbuy1


Can cover the difference in what your insurance pays out and what you owe on your auto loan during the first two years of your loan in the case of a total loss.


May provide up to $3,000 more towards the principal balance of a new vehicle loan during the first three years of your loan in case of a total loss.


Gives eligibility to get up to an additional $1,000 towards a new Arrowhead auto loan financed within 90 days after your total loss.

checkmark Purchase as a one-time fee and roll into your auto loan at the time of funding, and up to 12 months after.

Major Mechanical Protection (MMP)2

Even what seems like minor repairs can end up being pricey, and/or beyond what is covered by your manufacturer's warranty. Add Major Mechanical Protection to your new or pre-owned auto loan to help cover the cost of unexpected expenses.

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Covers Most
Mechanical Parts
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24 Hour
Roadside Assistance
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Rental Vehicle

MMP covers most mechanical parts including engine, transmission, brakes, electrical and more.
You can add MMP at any point during the life of your auto loan!

Debt Protection3

While it's not fun to think about, it's a good idea to have a plan in place in case the unexpected happens. You could have your loan balances or payments cancelled in the event of involuntary unemployment, disability, or death.

Debt Protection can be added to your Personal Loan, Credit Card, or Auto Loan at anytime. It's easy to add and offers great peace of mind.

Debt Protection Options LifePlus LifePlus Disability LifePlus Disability IU
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1 Loan balances may not be paid in full; please refer to Contract exclusions. Coverage only applies to a total loss event  as defined in the policy, and must occur within the first 2 years after the loan inception. Maximum payout of $4,000; actual payout may be less. Powerbuy amount is determined based on your specific information. Powerbuy is in effect for the first 3 years of the loan. Member is not obligated or required to purchase insurance from the credit union or any subsidiary, affiliate, or particular unaffiliated party as a condition to obtaining a loan, and a decision as to insurance agents will not affect the credit terms in any way. The credit union may not condition an extension of credit on an agreement not to obtain, or a prohibition on the applicant from obtaining an insurance product or annuity from an unaffiliated entity. Insurance products sold through or in the credit union are not insured by the National Credit Union Administration and are not insured, guaranteed, or underwritten by the credit union or the National Credit Union Administration or any other federal or state governmental agency.

2 Insurance products sold through or in the credit union are not insured by the National Credit Union Administration and are not issued, guaranteed, or underwritten by the credit union or the National Credit Union Administration or any other federal government agency. Please contact Arrowhead for additional information on benefit maximums, eligibility, and limitations. MMP is an extended warranty in addition to the manufacturer’s warranty and available through American Mercury Insurance Group.

3 Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

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