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Auto Refinance Eligibility
To qualify, your car must be:- Financed at another institution2
- 7 years old or newer
- Under 150,000 miles
Plus, there are no application fees, origination fees, or prepayment penalties.
1 APR=Annual Percentage Rate. Best rate is for term of 36 months and includes all available discounts including a .25% discount for automatic payment from an Arrowhead account. Higher rates apply for terms longer than 36 months. Rates may vary based on individual's credit history and underwriting factors. Not all borrowers will qualify. Payment example: a 36 month loan at 4.49% APR would have monthly payments of $29.83 per $1,000 borrowed. Rate and terms subject to change without notice. Some restrictions may apply. Rates valid as of 7/21/2025.
2 Offer valid on refinanced vehicles from another financial institution. Cannot be applied to a loan that is already funded at Arrowhead Credit Union.