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Auto Loans

Always Happy to Lend a Ride

We can help you get into that car you've been thinking about. Get in. Get approved. Get moving.

automobile loans and financing
Features
Buy a Car
Calculator
Rates & Fees

Features

Features

With rates as low as 3.99% APR for 36 months, it's a great time to buy a new vehicle or pay off an existing auto loan.*

90 Days No Payments

Special Member Offer

When you fund an Arrowhead auto loan, you won't have to make a payment for the first 90 days!2


 
 
90 Days No Payments
 
Special Member Offer
When you fund an Arrowhead auto loan, you won't have to make a payment for the first 90 days!2


 

Buy a Car

Buy a Car

Easy Does it Dealership Logo

Find a Dealership
Get great Arrowhead rates and financing right at the dealership! Simply visit any of our participating dealerships, tell them you're an Arrowhead member, and enjoy one-stop shopping. It's that easy!

SEE DEALERS

Enterprise Car Sales logo

Save .50% APR with Enterprise Car Sales
Enjoy haggle-free pricing and added benefits when you buy a used car with Enterprise Car Sales. Plus, receive an additional .50% APR off your lowest qualifying Arrowhead auto loan rate.3

shop enterprise

Autoland Logo

Buy with Autoland 
Skip the dealership and let Autoland's car buying service do all the legwork for you. They can help you find the exact car you're looking for, and help you trade in your existing car. 4

SHOP autoland

AutoSmart Logo

Online Shopping Tool
AutoSMART is a powerful online car shopping website, designed just for Arrowhead members. Find the car you want, get pre-approved with Arrowhead financing, then head on over to your favorite dealer.

Get started

Easy Does it Dealership Logo

Find a Dealership

Get great Arrowhead rates and financing right at the dealership! Simply visit any of our participating dealerships, tell them you're an Arrowhead member, and enjoy one-stop shopping. It's that easy!

SEE DEALERS

Enterprise Car Sales logo

Save .50% APR with Enterprise Car Sales

Enjoy haggle-free pricing and added benefits when you buy a used car with Enterprise Car Sales. Plus, receive an additional .50% APR off your lowest qualifying Arrowhead auto loan rate.3

shop enterprise

Autoland Logo

Buy with Autoland
Skip the dealership and let Autoland's car buying service do all the legwork for you. They can help you find the exact car you're looking for, and help you trade in your existing car.4

SHOP autoland

AutoSmart Logo

Online Shopping Tool

AutoSMART is a powerful online car shopping website, designed just for Arrowhead members. Find the car you want, get pre-approved with Arrowhead financing, then head on over to your favorite dealer.

Get started

Calculator

Calculator


Rates & Fees

Rates & Fees

New & Used Vehicles
Effective Date: August 29, 2026
TermsAPR Range*Est. Payment/$1,000 borrowed

New & Used Autos

36 Months 3.99% - 16.99% $29.57 - $35.88
48 to 60 Months 4.99% - 16.99% $18.91 - $25.01
72 Months 5.49% - 16.99% $16.37 - $22.39
84 Months 5.99% - 7.49% $14.64 - $15.38

Auto Loan Fees
Fee
Early Payoff No Penalty for early payoff

 

FAQs

Why did I receive a notice about Collateral Protection Insurance (CPI)?

Your auto loan agreement requires you to maintain comprehensive and collision insurance on the vehicle with Arrowhead Credit Union named as the loss payee and with certain maximum deductible amounts allowed until the loan is paid in full. Arrowhead Credit Union works with SWBC to verify insurance coverage and send insurance verification notices on our behalf.

If we're unable to verify your insurance coverage, you may receive a notice requesting proof of insurance. If proof of coverage isn't received by the deadline indicated in the notice, Collateral Protection Insurance (CPI) may be added to your loan to protect the Credit Union’s interest in the vehicle securing the loan. However, CPI does not include liability insurance and will not satisfy any state financial responsibility or no-fault laws.

If you have active comprehensive and collision insurance coverage on the vehicle, please submit proof of insurance through the Insurance Verification Portal or by following the instructions provided in your notice. If you have questions, you may also call (833) 713-7602.

 

 

 

*APR=Annual Percentage Rate. Best rate is for term of 36 months and lowest rate for each term includes all available discounts including a .25% discount for automatic payment from an Arrowhead account. Higher rates apply for terms longer than 36 months. Current Arrowhead loans are not eligible for refinancing under these rates and terms. Rates may vary based on individual's credit history and underwriting factors. Not all borrowers will qualify. Payment example: a 36 month loan at 3.99% APR would have monthly payments of $29.57 per $1,000 borrowed. Rate and terms subject to change without notice. Some restrictions may apply. Rates valid as of .

1Certain exclusions and limits apply. Ask our representatives for more details.

2Interest accrues from the date of loan funding. Some restrictions may apply. Offer subject to end without notice.

3To qualify for the .50% APR discount borrower must purchase with Enterprise and finance with Arrowhead. Current Arrowhead loans are not eligible. Subject to approval. Not all borrowers will qualify. Other restrictions may apply. Used vehicles were previously part of the Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other. Discount valid through 10/31/2026 and subject to change without notice.

4A fee of $80 is required when using the Autoland service.

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