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Share-Secured Loans

For life's hiccups, hurdles and hullabaloos.

There's an Arrowhead personal loan for all of life's needs, from the little ones to the big ones. Consolidate debt. Go on vacation. Get the kids off to school. All on your terms.

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Features
Calculator
Rates & Fees
FAQ & Links

Features

Building credit in today’s economy can be a challenge. If you’re looking to build your credit , our share-secured loan may be just the solution. Plus, you may be able to earn yourself a $500 Line of Credit.

  • Any adult member in good standing with Arrowhead will be approved
  • Gradually assists in improving your credit score
  • You determine your limit
  • Just deposit 110% of the credit line you want to establish into a special savings account
  • Arrowhead will report your regular on-time payments to the credit bureaus
  • After 12 months of on-time payments, we’ll convert your loan to a $500 Line of Credit
  • Minimum loan amount $500
  • Minimum loan payment $25
  • Maximum term 60 months
  • Interest rate is 5%APR or dividend rate + 3%, whichever is greater

*APR=Annual Percentage Rate. Rate valid as of , Subject to change without notice. Payment example: a 60 month loan at 5% APR would have monthly payments of $18.87 per $1000 pledged. Funds will be held until payments are made and pledge balance decreases.

Calculator

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

Rates & Fees

  • Interest rate is 5% or dividend rate + 3%, whichever is greater
  • Minimum loan payment $25 based on a balance of $500.

FAQ & Links

What is the available term?

Maximum term is 60 months.

Is there a minimum loan amount?

Yes, the minimum loan amount is $500.

How much of my deposited funds am I able to borrow against?

Your loan amount must not exceed 90% of the deposited funds.

Does the Share-Secured loan help me build my credit?

The share-secured loan is reported to credit bureaus. With regular, on-time payments, your credit could improve.

Related Links
Become a Member
Protect Your Loan
Direct Deposit
Contact Us
Loan Modification Form

*APR=Annual Percentage Rate. Rate valid as of , Subject to change without notice. Payment example: a 60 month loan at 5% APR would have monthly payments of $18.87 per $1000 pledged. Funds will be held until payments are made and pledge balance decreases.

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