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Hometown Hero

It's reckless to be checkless.

Access your money how you like, and when you like, with checking solutions from Arrowhead.


Phone depositing check via mobile app


Are you or someone you know one of our Hometown Heroes? Arrowhead has an exclusive program to honor those who work hard to protect our community.

What's Included:

  • Hometown Hero Checking - No monthly fee with eStatements
  • FREE exclusively designed Hometown Hero Checks*
  • $1,000 12-Month Equipment Loan - No credit qualifying with direct deposit!*
  • Apple Pay, Samsung Pay, or Google Pay for a convenient way to pay
  • Free Visa debit card issued instantly in a branch
  • Free access to 30,000 ATMs
  • 24/7 account access with online and mobile banking
  • Free Bill Pay
  • Direct Deposit

Who's Eligible?

All sworn and active duty:

  • Police
  • Firefighters
  • Military
  • Paramedics
  • Department of Corrections

And, if you're new to Arrowhead you’ll need to be eligible for membership plus provide a badge or identification card when you join.

Rates & Fees

Hometown Hero Equipment Loan5
Effective Date: October 14, 2019
NameAPR Range*Est. Payment/$1,000 borrowed*
Hometown Hero Equipment Loan 10.99% $88.79

Arrowhead Checking Fees
Effective Date: Monday, October 14, 2019
Monthly Service Fee No fee with eStatements or average daily balance of $50,000, otherwise $5
Courtesy Pay / Non-Sufficient Funds Fee $31
Returned Deposit Item $10
Stop Payment
Bill Pay Checks $26
CU Hear/ Online Banking $20
In Person, Mail, Phone $26
Wire Transfers
Incoming Wires Free
Domestic Outgoing $30
Levies $30 each
Money Order $3
Cashier's Check (payable to third party) $5


*Hometown Hero Equipment Loan requires badge or military ID and direct deposit into a Hometown Hero checking account. 12-month term with a rate of 10.99% APR*. Rates and terms are subject to change at anytime. Estimated monthly payment of $88.79 per $1,000 borrowed. Maximum loan of $1,000. No credit qualifying.
Must provide badge or military ID to qualify for Hometown Heroes membership.

FAQ & Links

How do I open a Hometown Hero checking account?

If you’re new to Arrowhead, make sure you’re eligible for membership then bring your badge or identification card to the nearest Arrowhead branch location. Current Arrowhead members, stop by your favorite branch with your badge or identification card and we’ll get you started.

What is my routing number?

Your checking account routing number is 322282603.

When will I receive my Visa debit card?

You will receive your Visa debit card instantly in a branch or by mail in 7-10 business days.

When will I get my checks?

You will receive personalized temporary checks when your account is opened in a branch.
If requested, your Hometown Hero checks will arrive by mail within 7-10 business days.

How do I re-order checks?

Call the Call Center at (800) 743-7228 or order online.

How can I access my account?

You can access your account using our mobile app or through online banking.  Visit the App Store or Google Play to get the app.

What can I do in Online Banking?

You can transfer money, pay bills, set-up alerts, and check your balances.

Related LInks
Arrowhead Checking
Arrowhead Savings
Direct Deposit
About Arrowhead



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